It’s the law that you need auto insurance if you plan on driving a car on Massachusetts roadways. If caught driving without insurance, you could lose your license, have your car impounded, and pay hefty fines.
Who wants to take the chance when a few easy steps can cut your vehicle insurance premiums, give you the freedom to shop around for the best deal and help you save a ton of money in Massachusetts?
Okay, so now what? Quite a few things. If even one of these ideas works for you, you might save hundreds of dollars over a year.
Park your car inside a garage when you get home.
Set up recurring withdrawals from your checking account to cover the cost of your monthly payments. Your insurance company will save time and money and pass some of those savings along to you.
Carpool. If you commute to and from work every day, you may expect your monthly car insurance rate to include coverage for the extra time you spend stuck in traffic during rush hour. Your monthly car insurance rate will decrease if you carpool and reduce the number of days you commute.
Notifying your agent if you quit working altogether could significantly lower your insurance cost.
Reduce your driving time significantly. If you can, take the bus or the train. Many businesses offer significant Low Mileage Discounts if you can keep your monthly driving below 500 miles.
Inquire about possible premium reductions if you install a cheap gadget that blocks your gasoline pump unless you push a secret button every time you start your car or purchase and utilize a steering wheel locking device.
Young drivers can save a lot of money by maintaining good academic standing until they are 25. Young drivers might get a discount for maintaining a 3.0 GPA.
Some insurance firms provide up to 10% per month discounts for drivers 55 and older who complete a driver’s refresher course. Check to see whether this is a discount your firm offers.
Getting insurance for specific vehicles can be very pricey. Your insurance agent can tell you how much it will cost to insure the new car you have your eye on. If you want to save money on insurance, ask your agent for a list of low-risk vehicles.
Is it possible for you to raise your deductible? A higher deductible will reduce your monthly premium payment, but you shouldn’t commit to paying more than you can afford in the event of a claim. You’ll need to pay your deductible out of pocket before your car can be repaired.
Finally, look for at least three websites to compare auto insurance quotes from different providers. Fill out the forms on at least three websites using the knowledge you’ve gained from this article, taking care to enter the same information on each. Doing so lets you check that all three quotes pertain to the same auto insurance plan.
You can get there quickly and easily from here. Compare the costs your search gave you and pick the one that works best for you. That’s all there is to it if you want to find cheap car insurance in Massachusetts and come out ahead.
The following are some of the best online resources I’ve found:
Auto Insurance Rates in Massachusetts at an Affordable Price [http://www.ezquoteguide.com/car/]
Free Quotes for Cheap Car Insurance
Read also: https://gatsb.com/category/insurance/